PRIVACY POLICY

Last updated: 11.02.2026

1. Data Controller

This website is operated by:

Alexandru Vladoi – Spanish Mortgage Advisory
Email: contact@spainmortgageadvisor.eu
Phone: +40 755 921 025

(hereinafter referred to as the “Data Controller”).

The Data Controller processes personal data in accordance with the General Data Protection Regulation (EU) 2016/679 (“GDPR”) and applicable European data protection legislation.

2. Personal Data We Collect

When you submit a request through our website, we may collect the following personal data:

• Full name

• Email address

• Phone number

• Country of residence and/or employment

• Estimated monthly income (if voluntarily provided)

• Property purchase value and available deposit (if provided)

We do not intentionally collect special categories of personal data (sensitive data).

3. Purpose of Processing

Your personal data is processed for the following purposes:

• Assessing preliminary eligibility for a mortgage in Spain

• Contacting you regarding your request

• Structuring and evaluating your financing profile

• Sharing relevant information with authorised mortgage brokers or financial institutions within the European Union for the purpose of obtaining indicative or formal mortgage offers

• Complying with legal and regulatory obligations (where applicable)

Your data will not be used for marketing communications unless you provide separate and explicit consent.

4. Legal Basis for Processing

Personal data is processed based on:

• Consent (Article 6(1)(a) GDPR), when you voluntarily submit your information through the website form

• Legitimate interest (Article 6(1)(f) GDPR), where applicable, for the purpose of responding to enquiries, improving services, and ensuring the proper functioning and security of the website

You may withdraw your consent at any time by contacting us via email.

5. Data Sharing and Transfers

Your personal data may be shared with:

• Authorised mortgage brokers operating in Spain

• Financial institutions within the European Union

• Professional service providers assisting in administrative or technical support

All data transfers are carried out exclusively for the purpose of evaluating and processing your mortgage request.

We do not sell, rent, or trade your personal data to third parties.

Where data is transferred outside your country of residence within the EU framework, appropriate safeguards are applied in accordance with GDPR requirements.

6. Data Retention

Personal data is retained:

• For a maximum period of 12 months from the date of submission
  or

• Until you request deletion

Data may be retained for a longer period if required by applicable legal or regulatory obligations.

7. Your Rights Under GDPR

In accordance with the GDPR, you have the right to:

• Access your personal data

• Request rectification of inaccurate or incomplete data

• Request erasure (“right to be forgotten”)

• Restrict processing

• Data portability

• Object to processing based on legitimate interest

• Withdraw consent at any time

To exercise any of these rights, please contact:
contact@spainmortgageadvisor.eu

We will respond to your request within the timeframe established by applicable data protection legislation.

8. Data Security

We implement appropriate technical and organisational measures to protect personal data against:

• Unauthorised access

• Accidental loss

• Alteration

• Disclosure

• Destruction

Access to personal data is restricted to authorised persons who require it for legitimate business purposes.

9. Cookies and Tracking Technologies

For information regarding the use of cookies and tracking technologies, please refer to our separate Cookie Policy.

10. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. The latest version will always be available on this page, with the updated revision date.

11. Contact

For any questions regarding this Privacy Policy or the processing of personal data, please contact:

contact@spainmortgageadvisor.eu

Politica de Confidențialitate

Ultima actualizare: [11.02.2026]

1. Operatorul de date

Datele personale sunt prelucrate de:

Alexandru Vlădoi – Spanish Mortgage Advisory
Email: contact@spainmortgageadvisor.eu
Telefon: +40 755 921 025

(denumit în continuare „Operatorul”)

2. Ce date colectăm

Prin intermediul formularului de pe website colectăm:

• Nume și prenume

• Adresă de email

• Număr de telefon

• Țara de rezidență/loc de muncă

• Informații privind venitul lunar (dacă sunt furnizate)

3. Scopul prelucrării

Datele sunt colectate exclusiv pentru:

• analiza eligibilității pentru credit ipotecar în Spania

• contactarea solicitantului

• transmiterea informațiilor către parteneri financiari autorizați din UE în vederea obținerii unei oferte

Nu utilizăm datele în scopuri de marketing fără consimțământ separat.

4. Temeiul legal

Prelucrarea se bazează pe:

• consimțământul persoanei vizate (art. 6 alin. 1 lit. a GDPR)

5. Transferul datelor

Datele pot fi transmise către:

• brokeri de credit autorizați în Spania

• instituții financiare din Uniunea Europeană

Transferul se face exclusiv în scopul evaluării și procesării solicitării.

6. Durata stocării

Datele sunt păstrate:

• maxim 12 luni de la transmitere
  sau

• până la solicitarea expresă de ștergere

7. Drepturile tale

Conform GDPR ai dreptul la:

• acces la date

• rectificare

• ștergere

• restricționare

• portabilitate

• opoziție

Solicitările se pot trimite la adresa de email menționată mai sus.

8. Securitatea datelor

Implementăm măsuri tehnice și organizatorice pentru protejarea datelor împotriva accesului neautorizat.

9. Contact

Pentru orice solicitare privind datele personale:
contact@spainmortgageadvisor.eu